Renegotiate and pay off your debt with our Do-It-Yourself solution. No more dealing with collection agencies.

Become debt free in 3 easy steps:



Create a secure account with your own user name and password.


Check your accounts.

See which of your accounts we have in our database.


Choose a payment plan.

Pick from a variety of manageable monthly plans or create your own!

Zeroing is an online debt management tool for you to solve your problems by offering manageable monthly payment plans. Clear up your overdue accounts with our easy, Do-It-Yourself tool!

Not sure if you have a debt with us?

There is no risk and no additional cost to you to use our service and there is no obligation to enter a payment plan.

Register now to see payment plan options made especially for you and get your debts back to Zero!